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AUTO / POLICY LEVELS

AUTO / POLICY LEVEL / INCLUDED

Compare Auto Policies by What They Include

Present the policies using one consistent list so visitors can see exactly where the levels differ. Coverage availability, terms and requirements can vary, so individual policy details should always be reviewed.

4 POLICY LEVELS 14 SHARED CATEGORIES ONE FIXED ORDER
View from inside a car driving at night in the rain, city lights blurred on the windshield
AUTO VIEW

7/14 → 9/14 → 12/14 → 14/14

Essential7/14
Expanded9/14
Extended12/14
Complete14/14

POLICY LEVEL

EssentialExpandedExtendedComplete

7 of 14 categories included9 of 14 categories included12 of 14 categories included14 of 14 categories included

Included Not included
01Bodily Injury LiabilityHelps with injuries to other people in an accident you cause
IncludedIncludedIncludedIncluded
02Damage Liability to OthersHelps with repairs to other people's cars and belongings after an accident you cause
IncludedIncludedIncludedIncluded
03Uninsured Motorist CoverageHelps when the other driver doesn't have insurance
IncludedIncludedIncludedIncluded
04Underinsured Motorist CoverageHelps when the other driver's insurance isn't enough
IncludedIncludedIncludedIncluded
05Medical Payments CoverageHelps with medical bills for you and your passengers, whoever caused the accident
IncludedIncludedIncludedIncluded
06Collision CoverageHelps repair your car after it hits another vehicle or object
IncludedIncludedIncludedIncluded
07Comprehensive CoverageHelps with theft, vandalism, fire, weather, falling objects and animal strikes
IncludedIncludedIncludedIncluded
08Rental Car ReimbursementA rental car while yours is being repaired after a covered claim
Not includedIncludedIncludedIncluded
0924/7 Roadside AssistanceHelp with jump-starts, lockouts, flat tires and fuel delivery
Not includedIncludedIncludedIncluded
10Towing and LaborTowing to a repair shop and small repairs on the spot
Not includedNot includedIncludedIncluded
11Full Glass CoverageRepair or replacement of your windshield and windows
Not includedNot includedIncludedIncluded
12Vehicle Gap CoverageHelps with the difference between your car's value and the amount still to be paid on it
Not includedNot includedIncludedIncluded
13Accident ForgivenessYour first accident won't affect your rate, where eligible
Not includedNot includedNot includedIncluded
14New Car ReplacementA new car of the same make and model if a newer car is written off, within eligibility limits
Not includedNot includedNot includedIncluded

Coverage availability, requirements and terms may vary by policy and location. Review the specific policy details when considering coverage.

02

HOW TO READ THE COMPARISON

14

More Included Points Means a Broader Set of Listed Coverage Features

Every policy above is measured against the same 14 coverage categories, in the same order. A higher level never drops a category from the level below it. It keeps the earlier categories and adds more.

7Essential
9Expanded
12Extended
14Complete
01 Bodily Injury Liability
02 Damage Liability to Others
03 Uninsured Motorist Coverage
04 Underinsured Motorist Coverage
05 Medical Payments Coverage
06 Collision Coverage
07 Comprehensive Coverage7
08 Rental Car Reimbursement
09 24/7 Roadside Assistance9
10 Towing and Labor
11 Full Glass Coverage
12 Vehicle Gap Coverage12
13 Accident Forgiveness
14 New Car Replacement14

ACTIVE LEVEL

Essential

7/14

Concentrates on the first seven listed coverage categories: Bodily Injury Liability, Damage Liability to Others, Uninsured Motorist, Underinsured Motorist, Medical Payments, Collision and Comprehensive.

POSITIONS01 to 07

Expanded

9/14

Retains the seven Essential categories and adds Rental Car Reimbursement and 24/7 Roadside Assistance.

ADDED08 Rental Car Reimbursement09 24/7 Roadside Assistance

Extended

12/14

Keeps the previous nine categories and adds Towing and Labor, Full Glass Coverage and Vehicle Gap Coverage.

ADDED10 Towing and Labor11 Full Glass Coverage12 Vehicle Gap Coverage

Complete

14/14

Displays all fourteen categories as included, adding Accident Forgiveness and New Car Replacement to the preceding twelve.

ADDED13 Accident Forgiveness14 New Car Replacement

READ THE COUNT CORRECTLY

The count is one part of the picture.

The number of included categories is only one part of examining a policy. Limits, deductibles, conditions, exclusions and availability can also affect the actual coverage.

See the details to check
03

DETAILS / EXAMINE

Included Is Only the First Thing to Check

A checkmark shows that a coverage category is part of a policy level. It does not describe every term attached to that coverage. These details sit behind each category and are worth reading in the individual policy.

POLICY DETAIL VIEW

Collision Coverage

INCLUDED
01LIMITS

Coverage limits

How much the policy provides for a covered loss under its applicable terms.

Each of these is set out in the individual policy. The right limit or deductible depends on the policy and the circumstances it applies to.

04

HEALTH / LIFE

Looking at Health or Life Insurance?

Safe Alaz also offers Health Insurance and Life Insurance. The relevant options depend on individual circumstances, so both continue through Contact Us.

AUTO + HEALTH + LIFE

Two adults speaking with healthcare professionals across a desk in a clinic

DESTINATION 01

HEALTH

HEALTH VIEW

HEALTH INSURANCE

Health Insurance

Safe Alaz also offers Health Insurance. For information about available Health Insurance options and the details relevant to your circumstances, continue through Contact Us.

A family together on a sofa at home looking at a laptop

DESTINATION 02

LIFE

LIFE VIEW

LIFE INSURANCE

Life Insurance

Safe Alaz also offers Life Insurance. For information about available Life Insurance options and the financial circumstances relevant to the discussion, continue through Contact Us.

A LOT OF OPTIONS. A CLEARER WAY THROUGH THEM.


Safe Alaz is a brand operated by Halo Savings LLC.